Free UK calculators for freelancers & contractors

Fast, accurate tools. No signup. No nonsense.

Free

Invoice Generator

Create simple, professional invoices you can download or print.

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Free

Day Rate Calculator

Convert your day rate to an equivalent salary โ€” or find the rate you need. Shows gross and estimated take-home.

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Free

IR35 Calculator

Compare take-home inside vs outside IR35. Ltd company, umbrella and PAYE side by side โ€” see exactly what each scenario means for your pay.

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Free

Ltd vs Sole Trader

Compare take-home pay as a limited company vs sole trader. See exactly where a limited company becomes more tax efficient for your income level.

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Free

Self-Assessment

Estimate your self-assessment tax bill. Enter your employment income, PAYE deductions and pension contributions to see what you owe โ€” or if you're due a refund.

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Free

Dividend Calculator

Find the optimal salary and dividend split for your limited company. Full breakdown of corporation tax, income tax, NI and dividend tax.

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Guides & Resources

Plain-English guides to UK tax, self-assessment and contractor finance.

Free

Self-Assessment First-Timer's Guide

Who needs to file, key deadlines and how to avoid the mistakes that catch most first-timers.

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Free

Sole Trader vs Limited Company

Tax differences, admin burden and the income level at which a limited company becomes more efficient.

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Free

How to Pay Yourself as a Director

Optimal salary, dividend strategy and full tax calculations for 2026/27.

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Free

UK Freelancer Expenses Guide

What you can and can't claim โ€” office costs, travel, equipment, entertainment and pension contributions.

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Free

IR35 Rules Explained

What IR35 is, how status is determined, inside vs outside take-home, and what to do if you disagree with a determination.

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Free

How to Invoice as a Freelancer

What to include on a UK invoice, VAT requirements, payment terms and your rights when clients don't pay.

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Free

UK Contractor Day Rate Guide

How to calculate the rate you need, market rates by sector, negotiation tips and how IR35 affects your take-home.

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Free

Making Tax Digital for Freelancers

MTD for Income Tax starts April 2026 for sole traders above ยฃ50,000. Who is affected, what software you need and how to prepare.

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Free

VAT Flat Rate Scheme Guide

How the flat rate scheme works, whether it saves you money, and the limited cost trader trap most IT contractors fall into.

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Free

UK Tax Rates & Allowances 2026/27

Complete reference guide โ€” income tax bands, NI thresholds, dividend tax, corporation tax and all key allowances for 2026/27.

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Free

How to Register as Self-Employed

Step-by-step guide to registering with HMRC โ€” when to register, what you need and what happens after registration.

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Free

National Insurance for Freelancers

Class 4 NI rates, when you pay, State Pension implications and how it compares to employed National Insurance.

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Free

UK Dividend Tax Guide 2026/27

Dividend tax rates, the ยฃ500 allowance, how dividends are taxed alongside other income and how to pay through Self Assessment.

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Free

Corporation Tax โ€” Small Business Guide

Corporation tax rates, deadlines, allowable deductions and how to reduce your bill as a limited company director.

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Free

How to Set Up a Limited Company

Step-by-step guide to forming a limited company โ€” Companies House, bank accounts, HMRC registration and ongoing obligations.

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โœ“ No signup required โœ“ No data sent to any server โœ“ Updated for 2026/27 tax year